If another credit freeze materialises, as some predict sovereign debt defaults in Europe might cause, where will our banks go to borrow the money?

Follow this step-by-step guide to make your homeownership dreams a reality.

If the slight downward trend in home prices we are already seeing escalates, the walls may very well come tumbling down.

As Aussie housing prices have risen dramatically in recent years and LVRs have skyrocketed, leading economists and investment advisers have weighed in on the issue of whether Australia is experiencing a ?housing bubble".

In 2007 average home prices in the United States slipped from $221,900 to $219,000 which was then shortly followed by a massive 21% drop over the next two years.

Countries outside of Australia are showing definite signs of housing bubbles - but which will be the first to pop?

Discover the emotional traps many buyers fall into and how you can avoid them.

Get the highest possible price for your home within a reasonable time frame - without losing your mind.

Avoiding these common missteps will help make sure that your home doesn't end up sitting on the market.

These indicators show that your financial situation isn't as stable as it could be.